Sure Resources

Sure Resources is a place for us to share business related news and commentary that we find interesting or relevant to our industry. Thanks for visiting; if you like what we’re doing, let us know in the comments!

Shop for Value, Not for Price

There are a lot of companies offering credit card processing services these days. Unfortunately, they all have the same sounding sales pitch. "We'll lower your rates, you'll pay less, your rates are too high..." etc. They all seem to focus on one specific line item on...

Deciding Whether or Not to Borrow

Deciding whether or not to borrow money at this time and in this kind of economy isn't easy. There are two schools of thought when it comes to deciding whether or not to borrow that small business loan. The question is, to borrow, or not to borrow? Not to Borrow Some...

Saturated Markets

Saturated Markets Over the last 10 years, alternative forms of financing for small businesses have become available. Traditional business lending is full of saturated markets, which helped begin the merchant cash advance industry (which was actually intended as a tool...

The Durbin Amendment: Looking Back

It has been almost 9 months since the Durbin Amendment (lowering interchange rates on debit and check cards) went into effect. It is still early to know the full extent of what repercussions the amendment will have but the initial shock and concern regarding how...

Looking to Personal Loans to Start Up

We're starting to see signs that the economy is turning around. Finally. Banks have started loosening up a bit. People are finding it easier to get mortgages, car loans and credit cards. Business owners are having more luck with business loans and lines of credit. But...

Fixed Daily Payment Business Loans

The merchant cash advance industry has seen a lot of changes in the past couple of years. Many providers have seen a shift in the types of businesses that are applying for this type of unsecured funding. Not only from an industry standpoint, but also in the type of...

American Express Merchant Cash Advances

Merchant cash advances have become a very popular alternative for people trying to get a small business loan. These programs are a form of business funding akin to invoice factoring. But, instead of selling the right to receive payments from your invoices, you're...

Savings on Checkcards

Last year, some legislation was passed that reduced the cost of processing certain debit transactions, specifically Visa and MasterCard check card transactions. The Durbin Amendment, as it's called, was passed in an effort to reduce the costs associated with...

Technology Reigns for Merchant Services

The popular movie franchise Back to the Future, speculated at what the future might hold in the year 2015 with such devices as automatic drying/fitting jackets, flying cars, instant meals, and the ever popular hoverboards. While this type of technology may not be what...

Does your Processor have 24 Hour Support

If you're considering switching to a new credit card processor, regardless of how much money they are claiming to save you each month on your rates and fees, there's an important aspect of credit card processing that's hard to assign a value to. That's customer and...

Importance of Foresight when Borrowing

If you're a business owner, it's important to have foresight when borrowing. There are many reasons you might be compelled to take a small business loan. You might want to expand your business, either physically, or into a new marketplace that will drive your sales...

Has Your Processor Had a Security Breach

This is the first in a series of Sure Resource posts about questions that you should ask any processor that you're considering switching over to. You probably get called all the time about switching, and those processors are probably trying to sell you on lower rates,...